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THE BHUJ MERCANTILE CO OP BANK LIMITED
FINANCIAL STRENGH

FINANCIAL STRENGH

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BANK FINANCIALS AS ON 31/03/2026 (RS. IN LAKH)

Particulars 31/03/2026
SB +CA deposits 12941
Total Deposits 63845
Capital fund (Equity+Free Res) 6665
Loans & Advances 46163
CASA Ratio 20.27%
CD Ratio 68%
CRAR 16.88%
GNPA amount 912
GNPA % 2.11%
NNPA % 0.00%
Net Profit After Tax 327

 

BANK FINANCIAL STRENGTH AS ON 31-03-2026 (RS. IN LAKH)

Total Loans & Advances Rs. 43163.46 Lakhs as on 31-03-2026.

Sr No. Classification of Assets   Amount Provision Required As Per Rule Actual Provision made by Bank
1 Standard Assets   42250.74 169 165
2 Sub-Standard Assets   143.67 14.36 -
3 Doubtful Assets   625.59 286.06 -
4 Loss Assets   143.46 143.46 1050.05
5 Gross NPA (2+3+4)   912.72 425.88 1050.05
  Total (1+5)   43163.46 594.88 1215.10
NET NPA OF THE BANK IS "0"%

As per above, Provision required for Gross NPA as on 31.03.2026 is Rs. 425.888 lakh as per RBI guidelines. As against this, the bank has made provision of Rs. 1050.05 lakh. Thus, the aggregate provision (Excluding Standard Assets Provision) for NPA is excess Rs. 624.17 Lakhs


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