The BMCB Bank (Multi-State Bank) - Service - FD/OD

A better Alternative than Personal Loan will be Loan against bank Fixed Deposit in form of OD...

Those facing frequent short-term cash flow mismatches may find availing a loan against FD, in the form of overdraft facility more beneficial than closing their FDs

Enjoy Overdraft Facility upto 90% of your Fixed Deposit @ +1.00% only. You just need to place the bank FD as collateral with the bank and avail a loan. The amount you get will be in the form of an overdraft (OD) against your bank FD.

This means, you do not have to break your FD and it keeps earning interest as per the contracted rate.

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